Only you can move it
Every transfer out is signed by you, on your side. There is no arrangement in which the panel moves your money for you, automatic or otherwise.
AgPOS is a panel for your shop. You set up the charge, your customer scans a QR that already carries the amount, and the payment shows up next to the sale it belongs to. Anyone on your team can take a payment without touching the wallet, and the money goes to your wallet, not ours.
A shop that accepts crypto does it with whatever it has: a very long address read off a piece of paper, a QR taped next to the till, or a screenshot sent over WhatsApp. It works, more or less. What it costs you is that the decisions that matter land on your customer, standing at your counter with people waiting behind them, and the problems land on you, afterwards.
The wallet is yours and it is on your phone. If you are not there, nobody takes crypto. And you cannot stand at the till all day.
One digit out and you are short, or refunding by hand. You find out after they have left.
The same coin can travel by several routes. Send it by the wrong one and it does not come back the way a bank transfer would. This is the part that scares people, and they are right.
At the end of the day you have a list of payments and a list of sales, and matching them is done by hand, from memory. Your accountant gets a mess.
The amount, the destination and the network are decided on your side, where the sale is, and they travel inside the QR. Your customer's wallet reads all three. There is nothing for them to type and nothing for them to choose.
You enter the amount in the currency you price in — pesos, in Argentina — and the panel builds the code for that sale and shows it on the screen you already have. Your customer scans with their wallet, and the amount, the network and the address are all inside.
You add the people who work with you, and each one confirms a charge with the fingerprint or face of their own phone, from the browser. Nobody shares a password. Nobody has your keys.
The panel reads the chain and shows you each payment as it arrives: how much, in what, over which network, and which sale it belongs to. No waiting on anyone, and no separate app to check.
You choose which exchange rate to use to go from your prices to crypto, and you change it whenever you want. The panel applies it to every charge and records it on the sale.
You can offer a percentage off to customers who pay in crypto. Turn it on or off whenever you like, and it is recorded on every sale so the numbers still add up.
Every charge is stored with its date, its amount, who took it and which sale it belongs to. You download a spreadsheet your accountant can open without anyone explaining it.
Payments go from your customer's wallet to yours. They do not pass through Argentum on the way, Argentum does not hold them for a second, and Argentum does not convert them. This is not a policy we could quietly change later: the panel holds no key of yours. It reads what has arrived at the addresses you gave it and shows it to you. It cannot sign anything, so it cannot move anything.
Turning some of it into local currency is a different thing, and a regulated one. It is done by a partner licensed to do it, not by Argentum. You send that partner what you want to convert, signing it yourself from your own wallet, and they credit the money to your account. You choose when, and you choose how much.
Every transfer out is signed by you, on your side. There is no arrangement in which the panel moves your money for you, automatic or otherwise.
Most shops want local currency for what they have to pay this week and leave the rest alone. Converting small amounts one at a time costs more in fees than it is worth, so the panel shows you the numbers and you decide.
Taking in a shop's money and passing it on requires licences, different in every country. Argentum does not hold them and is not going to apply for them. We make software.
Argentum does not receive, hold, move or convert your shop's money, and is not built to. What we make is the panel, the charge QR and the reports.
It is the same commitment Argentum Wallet is built on. It is written here so that it can never later be presented as a limitation we discovered along the way. It describes our position and is not legal advice to anyone.
We are starting in Argentina, which is why the examples on this page are Argentine ones. That is where we are, not the edge of what the software does: taking a charge, reading the chain and producing the reports work the same anywhere, because none of it depends on a local bank.
What does depend on the country is converting to local currency, because that needs a partner licensed in that jurisdiction. We do not have one signed anywhere yet, so this page does not claim the service is available in any country, and there is no price and no date attached to it. When there is a partner, this page will say so and name the country.
If you are somewhere else and this is useful to you, write to us anyway. We would rather tell you plainly what works where you are than sign you up for something that does not.
It is the first question an owner asks once they realise their team will be able to take payments without them standing there. And the first part of the answer is the uncomfortable one: none of this stops someone from charging outside AgPOS, the same way nothing stops someone taking cash and not writing it down. AgPOS does not detect fraud and does not prevent it, and we are not going to tell you otherwise.
What it does is leave signals while a payment is being taken and numbers at closing time, so you can compare them with what you already know about your shop. It is balancing the till: the same thing you already do with the card terminal and the cash. There are six of them, and none is enough on its own.
Whoever creates the QR signs it with the fingerprint on their own phone, right then. Their name stays attached to the charge: on the screen, in the monthly report and in the spreadsheet your accountant opens.
Each person signs in with the fingerprint on their own phone, with no shared passwords and without touching your wallet. You take someone's access away whenever you want and they stop being able to charge on the spot; what they already charged stays in the history, with their name on it.
The code carries your shop's name in the centre, like the payment apps your customers already use. One that is not yours looks different from the other side of the counter, without anyone having to read anything.
The QR is shown on a coloured frame, and your panel shows you which one it is at that moment. It changes with every charge and does not follow from the last one: to know the colour of a charge, that charge has to be created. There are six colours, each with its name written next to it.
You close the day, not midnight. The close gives you the total AgPOS took since the previous one, per person, per currency and per network: that is what you compare with your own sales system. A close, once made, is not edited and not deleted.
A big screen with the payments coming in and, at the top, what is on show right now and in which colour. You do not have to watch it: the day adds up the same whether anyone is looking or not.
No signal on its own proves anything, which is why there is not just one. What makes them useful is that making one of them look normal means leaving a trace in another.
It does not carry your shop's name in the centre, and the frame is not the colour you are looking at in your panel at that moment. Two things you notice from across the room, without interrupting anyone.
To know which colour a charge gets, it has to be created in AgPOS for real. A charge that is created and then never paid expires, and gets counted in the day. An expired one proves nothing — customers change their mind all the time — but a lot of them with no explanation is something to look at.
When nobody is showing an AgPOS QR, the live view says it in as many words: no charge screen open. If there is a customer scanning something in your shop at that moment, it did not come from here.
What is not visible in the moment shows up in the comparison with your sales system. The panel does not write the payments: it reads them off the chain, where nobody changes them any more, ourselves included.
None of this stops someone from charging outside AgPOS. What it does is make that hard to sustain and easy to notice: imitating one signal means leaving a trace in another, and at the end of the day the numbers are there to compare.
The panel does not accuse anyone and is not built to: it does not compare screens, it does not point at people and it does not decide whether something was right or wrong. A number that goes up with no explanation is something to look at, not proof of anything. The signals are there so you have something to compare against; the conclusion is yours.
The panel opens in a browser, on a phone or on the shop's computer. Your team logs in from their own phones. There is no hardware to buy.
This is not a purchase and not a reservation: it is a conversation. Tell us what you have, how you take payments today and what you would like to fix, and we will work out together whether AgPOS is any use to you. No commitment, and asking costs nothing.
We are starting with shops in Argentina. If you are somewhere else, say where and we will be straight with you about what works there today.
If you would rather write to us directly: support@argentumhq.com.
We have your details. We will be in touch to hear about your shop and see whether AgPOS is any use to you.
In the meantime, if you want to tell us more: support@argentumhq.com.